This year has been hard, and I can tell you exactly where I was or who told me when I heard about Kobe. I wasn’t expecting that, and I wasn’t expecting this either; those are only two examples of far too many losses that people have gone through this year. We aren’t exactly promised a whole lot in our lives and unfortunately, 2020 hasn’t been the kindest to many of you. I can’t tell you what the future brings, and I am hopeful that something good is coming for us, but I am also hopeful that we can realize sometimes the good has to be whatever we make happen for ourselves.